Taylor-Edinburgh-Views

Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it’s a lifestyle.

**This blog post is sponsored by CreditRepair.com.

Pin the Below Image to Keep Handy

Pursue Your Dream Life with CreditRepair.com

Pursue Your Dreams with CreditRepair.com

If there is one thing I have learned throughout my adult life is that great days follow good credit. Building and maintaining good credit since graduating college has allowed me to live my dream life. I travel the world and explore amazing places; I eat at amazing restaurants and buy amazing skincare and health products for self-care.

Admittedly, when I was in my late teens and early 20s, I was a broke college student and couldn’t keep up with expenses. I would forget to pay my bills; I would allow my debit card to reach zero dollars and still overcharge it while receiving penalties. I would also open up a ton of credit cards from stores I would only shop at once in a blue moon, which was completely unnecessary.

Once I graduated college in May 2013 and started working a corporate job while learning the ins and outs of adulting, I finally got my act together and started taking my credit seriously! The first time I learned about the importance of maintaining a good credit score was during an HR seminar at one of my first 9-5 jobs.

A woman enjoying her dream life with a good credit score.

I am a firm believer that every single person deserves an accurate and fair credit report. But getting there without help or knowledge can be very difficult! CreditRepair.com works with you to check, challenge and ultimately change and repair your credit score.

After that HR seminar from my first corporate job, I was able to find my credit score and work on repairing it. From that point on, I started saving money (I tried my absolute best to save between $800 and $1,000 a month based off my salary at the time and also had some side hustles such as yoga teaching and freelancing) so that I could afford my credit card payments and expenses. I also started watching how much I spent on the weekends as well as on myself!

By doing this for five years, I was able to start my dream business at the age of 26, a few months before my 27th birthday. Just like any other business, being a professional travel blogger is an investment and you’d be surprised how much goes into kickstarting it. I was so grateful I had a good credit score (along with some savings) in order for me to pursue my dreams.

A woman who's life changed after getting her credit fixed through CreditRepair.com

Of course, since owning a business comes with a lot of expenses, I always ensure that my bills are paid on time and I even try to pay my entire credit card bill all at once to avoid keeping my balance high. I also don’t open up extra credit cards that I know I will not fully use such as store credit cards. (The only store credit card I have open at the moment is Ulta Beauty because I am there every other week.)

We all have different lives, different expenses and different spending habits. CreditRepair.com has been helping people repair their credit for a decade! Credit repair is the process of identifying and addressing unfair, inaccurate or unverified negative items on a consumer’s credit report.

Unfortunately, millions of Americans have inaccurate or unfair negative items wrongfully hurting their credit score. In case you are unaware of what a negative item is, it could be anything on a credit report that could hurt your score like a collection or late payment. Some of these negative items are legitimate, but others are not, so CreditRepair.com will help you resolve that! They can help with collections, late payments, charge offs, liens, bankruptcies and repossessions.

During a CreditRepair.com consultation, you will get on a phone call with a professional adviser who will provide you with a TransUnion Summary Report and FICO® Score for free. Even though this report will only show five of your negative items, it will give you a clear idea of what your credit score is and what exactly is impacting it.

A woman pursuing her dream life.

Another awesome perk that members get with CreditRepair.com is some credit monitoring. Depending on the service level you choose, they will send out monthly creditor interventions and bureau challenges on behalf of their members. CreditRepair.com’s services are so effective that past members have seen an average score increase of 40 points within only four months.

As a member of CreditRepair.com, you will also get an inquiry assist tool to challenge hard inquiries on your reports; identity theft insurance up to $1 million; credit coaching and a score improvement analysis; online and mobile support, chat, email and more!

Even though credit repair may not sound exciting, for many people, it is an absolute life-changer! If I hadn’t improved my own credit score, I wouldn’t have built a successful business that allows me to travel the world; I probably would still be location-dependent and not have the freedom I do now; I wouldn’t have been exposed to amazing cultural experiences within six continents and I wouldn’t be as happy as I am now because I wouldn’t be living my dream life.

If you are someone who is currently struggling with a low credit score, I completely understand because I was once in your shoes!

A happy woman living her dream life with a good credit score from CreditRepair.com

Better credit could save you thousands of dollars in high interest charges. I want you to be able to live your dream life, increase your ability and achieve your goals. Don’t forget that you deserve to enjoy a lifestyle of greater opportunity. I want you to be able to start that business you’ve been thinking about; to buy that dream home; to purchase that new car; to travel the world; to buy the things you want for yourself and to just simply live the lifestyle you desire.

Your credit score won’t fix itself! Click here to learn more about CreditRepair.com’s services and brand.

###

CreditRepair.com is a leading provider of credit report repair services in the United States. CreditRepair.com’s team of credit advisers educate and empower individuals to achieve the credit scores they deserve. CreditRepair.com’s technology provides members a personal online dashboard, a credit score tracker and analysis, creditor and bureau interactions, text and email alerts, mobile apps and credit monitoring. For more details about CreditRepair.com, please visit www.CreditRepair.com.

CreditRepair.com free credit evaluation

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6 Comments

  1. Kim Deer on December 9, 2020 at 3:00 pm

    Great guide on this awesome resource for people who want to manage their credit and bring their credit scores up.

    Thank you for sharing ~ very resourceful!

    Love you, mom

    • Taylor Deer on December 9, 2020 at 3:11 pm

      Thank you mom! It is so important to have good credit! 🙂

  2. Mégane on December 9, 2020 at 3:14 pm

    Excellent post .
    We here in Europe we don’t really use credits the same way as the American system ( or at least here in France) , but whether it’s called credit score or credit ratio or whatever, I totally agree with you that sometime during the twenties one should take care of their bank account health and pay close attention on the expenses and what we are using credits for.

    Keep it up 😉

    • Taylor Deer on December 9, 2020 at 3:18 pm

      Thank you Megane! I completely agree and think parents should start teaching their kids about credit when they are in their teens. 🙂

  3. Lina on December 11, 2020 at 9:21 am

    This is a really great guide! I’m not from the US but I bet this company is super helpful for a lot of Americans 🙂

    • Taylor Deer on December 11, 2020 at 12:07 pm

      Thank you Alina! It really is a helpful company for those struggling with their credit. 🙂

Leave a Comment





Taylor-Edinburgh-Views

Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it’s a lifestyle.

**This blog post is sponsored by CreditRepair.com.

Pin the Below Image to Keep Handy

Pursue Your Dream Life with CreditRepair.com

Pursue Your Dreams with CreditRepair.com

If there is one thing I have learned throughout my adult life is that great days follow good credit. Building and maintaining good credit since graduating college has allowed me to live my dream life. I travel the world and explore amazing places; I eat at amazing restaurants and buy amazing skincare and health products for self-care.

Admittedly, when I was in my late teens and early 20s, I was a broke college student and couldn’t keep up with expenses. I would forget to pay my bills; I would allow my debit card to reach zero dollars and still overcharge it while receiving penalties. I would also open up a ton of credit cards from stores I would only shop at once in a blue moon, which was completely unnecessary.

Once I graduated college in May 2013 and started working a corporate job while learning the ins and outs of adulting, I finally got my act together and started taking my credit seriously! The first time I learned about the importance of maintaining a good credit score was during an HR seminar at one of my first 9-5 jobs.

A woman enjoying her dream life with a good credit score.

I am a firm believer that every single person deserves an accurate and fair credit report. But getting there without help or knowledge can be very difficult! CreditRepair.com works with you to check, challenge and ultimately change and repair your credit score.

After that HR seminar from my first corporate job, I was able to find my credit score and work on repairing it. From that point on, I started saving money (I tried my absolute best to save between $800 and $1,000 a month based off my salary at the time and also had some side hustles such as yoga teaching and freelancing) so that I could afford my credit card payments and expenses. I also started watching how much I spent on the weekends as well as on myself!

By doing this for five years, I was able to start my dream business at the age of 26, a few months before my 27th birthday. Just like any other business, being a professional travel blogger is an investment and you’d be surprised how much goes into kickstarting it. I was so grateful I had a good credit score (along with some savings) in order for me to pursue my dreams.

A woman who's life changed after getting her credit fixed through CreditRepair.com

Of course, since owning a business comes with a lot of expenses, I always ensure that my bills are paid on time and I even try to pay my entire credit card bill all at once to avoid keeping my balance high. I also don’t open up extra credit cards that I know I will not fully use such as store credit cards. (The only store credit card I have open at the moment is Ulta Beauty because I am there every other week.)

We all have different lives, different expenses and different spending habits. CreditRepair.com has been helping people repair their credit for a decade! Credit repair is the process of identifying and addressing unfair, inaccurate or unverified negative items on a consumer’s credit report.

Unfortunately, millions of Americans have inaccurate or unfair negative items wrongfully hurting their credit score. In case you are unaware of what a negative item is, it could be anything on a credit report that could hurt your score like a collection or late payment. Some of these negative items are legitimate, but others are not, so CreditRepair.com will help you resolve that! They can help with collections, late payments, charge offs, liens, bankruptcies and repossessions.

During a CreditRepair.com consultation, you will get on a phone call with a professional adviser who will provide you with a TransUnion Summary Report and FICO® Score for free. Even though this report will only show five of your negative items, it will give you a clear idea of what your credit score is and what exactly is impacting it.

A woman pursuing her dream life.

Another awesome perk that members get with CreditRepair.com is some credit monitoring. Depending on the service level you choose, they will send out monthly creditor interventions and bureau challenges on behalf of their members. CreditRepair.com’s services are so effective that past members have seen an average score increase of 40 points within only four months.

As a member of CreditRepair.com, you will also get an inquiry assist tool to challenge hard inquiries on your reports; identity theft insurance up to $1 million; credit coaching and a score improvement analysis; online and mobile support, chat, email and more!

Even though credit repair may not sound exciting, for many people, it is an absolute life-changer! If I hadn’t improved my own credit score, I wouldn’t have built a successful business that allows me to travel the world; I probably would still be location-dependent and not have the freedom I do now; I wouldn’t have been exposed to amazing cultural experiences within six continents and I wouldn’t be as happy as I am now because I wouldn’t be living my dream life.

If you are someone who is currently struggling with a low credit score, I completely understand because I was once in your shoes!

A happy woman living her dream life with a good credit score from CreditRepair.com

Better credit could save you thousands of dollars in high interest charges. I want you to be able to live your dream life, increase your ability and achieve your goals. Don’t forget that you deserve to enjoy a lifestyle of greater opportunity. I want you to be able to start that business you’ve been thinking about; to buy that dream home; to purchase that new car; to travel the world; to buy the things you want for yourself and to just simply live the lifestyle you desire.

Your credit score won’t fix itself! Click here to learn more about CreditRepair.com’s services and brand.

###

CreditRepair.com is a leading provider of credit report repair services in the United States. CreditRepair.com’s team of credit advisers educate and empower individuals to achieve the credit scores they deserve. CreditRepair.com’s technology provides members a personal online dashboard, a credit score tracker and analysis, creditor and bureau interactions, text and email alerts, mobile apps and credit monitoring. For more details about CreditRepair.com, please visit www.CreditRepair.com.

CreditRepair.com free credit evaluation

6 Comments

  1. Kim Deer on December 9, 2020 at 3:00 pm

    Great guide on this awesome resource for people who want to manage their credit and bring their credit scores up.

    Thank you for sharing ~ very resourceful!

    Love you, mom

    • Taylor Deer on December 9, 2020 at 3:11 pm

      Thank you mom! It is so important to have good credit! 🙂

  2. Mégane on December 9, 2020 at 3:14 pm

    Excellent post .
    We here in Europe we don’t really use credits the same way as the American system ( or at least here in France) , but whether it’s called credit score or credit ratio or whatever, I totally agree with you that sometime during the twenties one should take care of their bank account health and pay close attention on the expenses and what we are using credits for.

    Keep it up 😉

    • Taylor Deer on December 9, 2020 at 3:18 pm

      Thank you Megane! I completely agree and think parents should start teaching their kids about credit when they are in their teens. 🙂

  3. Lina on December 11, 2020 at 9:21 am

    This is a really great guide! I’m not from the US but I bet this company is super helpful for a lot of Americans 🙂

    • Taylor Deer on December 11, 2020 at 12:07 pm

      Thank you Alina! It really is a helpful company for those struggling with their credit. 🙂

Leave a Comment





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